[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jibe.cz\/nekdy-si-musime-pujcovat\/#Article","mainEntityOfPage":"https:\/\/www.jibe.cz\/nekdy-si-musime-pujcovat\/","headline":"N\u011bkdy si mus\u00edme p\u016fj\u010dovat","name":"N\u011bkdy si mus\u00edme p\u016fj\u010dovat","description":"Kdybychom m\u011bli my lid\u00e9 v\u017edycky dost pen\u011bz, vedli bychom ur\u010dit\u011b daleko spokojen\u011bj\u0161\u00ed \u017eivot, ne\u017e jak\u00fd vedeme. M\u011bli bychom v\u017edycky v\u0161echno, co pot\u0159ebujeme, a to by p\u0159ece bylo skv\u011bl\u00e9. Nem\u00edt \u017e\u00e1dn\u00e9 existen\u010dn\u00ed starosti, nad to nen\u00ed. Jen\u017ee bohu\u017eel tu takov\u00e1 situace nikdy nebyla a d\u00e1 se p\u0159edpokl\u00e1dat, \u017ee ani nikdy nebude. Pen\u011bz neb\u00fdv\u00e1 dost, zato jich <a href=\"https:\/\/www.jibe.cz\/nekdy-si-musime-pujcovat\/\"> read more <span class=\"meta-nav\"><\/span><\/a>","datePublished":"2023-07-18","dateModified":"2023-08-21","author":{"@type":"Person","@id":"https:\/\/www.jibe.cz\/author\/#Person","name":"","url":"https:\/\/www.jibe.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jibe.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jibe.cz\/wp-content\/uploads\/pound-1680566_1280.jpg","url":"https:\/\/www.jibe.cz\/wp-content\/uploads\/pound-1680566_1280.jpg","height":0,"width":0},"url":"https:\/\/www.jibe.cz\/nekdy-si-musime-pujcovat\/","about":["Finance"],"wordCount":419,"articleBody":"   Kdybychom m\u011bli my lid\u00e9 v\u017edycky dost pen\u011bz, vedli bychom ur\u010dit\u011b daleko spokojen\u011bj\u0161\u00ed \u017eivot, ne\u017e jak\u00fd vedeme. M\u011bli bychom v\u017edycky v\u0161echno, co pot\u0159ebujeme, a to by p\u0159ece bylo skv\u011bl\u00e9. Nem\u00edt \u017e\u00e1dn\u00e9 existen\u010dn\u00ed starosti, nad to nen\u00ed. Jen\u017ee bohu\u017eel tu takov\u00e1 situace nikdy nebyla a d\u00e1 se p\u0159edpokl\u00e1dat, \u017ee ani nikdy nebude. Pen\u011bz neb\u00fdv\u00e1 dost, zato jich b\u00fdv\u00e1 nejednou m\u00e1lo. A \u010d\u00edm m\u00e9n\u011b jich my lid\u00e9 m\u00e1me, t\u00edm h\u016f\u0159 se n\u00e1m \u017eije.R\u00e1di bychom na tom n\u011bco zm\u011bnili, ale nezm\u011bn\u00edme to. Ani rovnost\u00e1\u0159sk\u00fd socialistick\u00fd re\u017eim nezajistil, abychom m\u011bli v\u0161ichni pen\u011bz stejn\u011b a dost. Relativn\u011b stejn\u011b jsme jich v\u0161ichni m\u011bli, i kdy\u017e i v tom panovaly p\u0159ece jenom rozd\u00edly, by\u0165 nesrovnateln\u011b men\u0161\u00ed ne\u017e dnes, ale sp\u00ed\u0161e jsme si byli rovni v chudob\u011b, ne\u017e v blahobytu.A tak dnes prost\u011b n\u011bkte\u0159\u00ed z n\u00e1s dost pen\u011bz maj\u00ed a n\u011bkte\u0159\u00ed zase ne. A pokud se pot\u00fdk\u00e1me s jejich pouze do\u010dasn\u00fdm nedostatkem nebo pot\u0159ebujeme zaplatit n\u011bjak\u00fd zat\u00edm nezvl\u00e1dnuteln\u00fd v\u00fddaj, mus\u00edme to vy\u0159e\u0161it t\u0159eba t\u00edm, \u017ee si vezmeme p\u016fj\u010dku. Se kterou se n\u00e1m poda\u0159\u00ed zaplatit to, co m\u00e1me zaplatit, a pak u\u017e zb\u00fdv\u00e1 jenom postarat se o to, abychom ji zvl\u00e1dli i s \u00faroky splatit.Ale p\u016fj\u010dky nejsou n\u011b\u010d\u00edm, co by se poskytovalo komukoliv a automaticky. Kdo si chce p\u016fj\u010dit, mus\u00ed zaru\u010dit, \u017ee v\u0161e tak\u00e9 vr\u00e1t\u00ed. A s n\u00edzk\u00fdmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f se to prokazuje jenom t\u011b\u017eko. Tak\u017ee obvykle v \u017e\u00e1dn\u00e9 bance neusp\u011bjeme a mus\u00edme to zkou\u0161et i u nebankovn\u00ed spole\u010dnosti. Jej\u00ed\u017e hypot\u00e9ky bez registru na\u0161t\u011bst\u00ed pomohou, proto\u017ee ty se sh\u00e1n\u011bj\u00ed daleko l\u00e9pe ne\u017e bankovn\u00ed p\u016fj\u010dky. \u010clov\u011bk tu mus\u00ed jenom nab\u00eddnout pat\u0159i\u010dnou z\u00e1ruku, j\u00ed\u017e je z\u00e1stava nemovitosti, ale to\u0165 v\u0161e. Nic tu nen\u00ed tak podstatn\u00e9 jako zastaven\u00ed n\u011bjak\u00e9ho toho domu, bytu, chaty, pozemku, prost\u011b nemovit\u00e9ho majetku, kter\u00fd m\u00e1 dostate\u010dnou hodnotu. A kdo aspo\u0148 toto zvl\u00e1dne, m\u00e1 pen\u011bz (prozat\u00edm) dost. A pak u\u017e mu zb\u00fdv\u00e1 jenom takov\u00fd dluh podle dohody s nebankovn\u00ed spole\u010dnost\u00ed vyrovnat.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy si mus\u00edme p\u016fj\u010dovat","item":"https:\/\/www.jibe.cz\/nekdy-si-musime-pujcovat\/#breadcrumbitem"}]}]