[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jibe.cz\/financni-situace-senioru\/#Article","mainEntityOfPage":"https:\/\/www.jibe.cz\/financni-situace-senioru\/","headline":"Finan\u010dn\u00ed situace senior\u016f","name":"Finan\u010dn\u00ed situace senior\u016f","description":"Spousta lid\u00ed m\u00e1 fyzicky velice n\u00e1ro\u010dnou pr\u00e1ci, kter\u00e1 jim dok\u00e1\u017ee ubrat p\u00e1r let \u017eivota. Ka\u017ed\u00fd se t\u011b\u0161\u00ed do d\u016fchodu, proto\u017ee je to obdob\u00ed kdy u\u017e nemus\u00edme chodit do pr\u00e1ce a budeme si jen u\u017e\u00edvat voln\u00fd \u010das, penzi a vnou\u010data. Ka\u017ed\u00fd rok se maj\u00ed penze pravideln\u011b na z\u00e1klad\u011b z\u00e1kona zvedat, ale loni do\u0161lo ke sn\u00ed\u017een\u00ed valorizace <a href=\"https:\/\/www.jibe.cz\/financni-situace-senioru\/\"> read more <span class=\"meta-nav\"><\/span><\/a>","datePublished":"2023-11-15","dateModified":"2024-01-16","author":{"@type":"Person","@id":"https:\/\/www.jibe.cz\/author\/#Person","name":"","url":"https:\/\/www.jibe.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jibe.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jibe.cz\/wp-content\/uploads\/pexels-pixabay-34761.jpg","url":"https:\/\/www.jibe.cz\/wp-content\/uploads\/pexels-pixabay-34761.jpg","height":0,"width":0},"url":"https:\/\/www.jibe.cz\/financni-situace-senioru\/","about":["Finance"],"wordCount":439,"articleBody":"   Spousta lid\u00ed m\u00e1 fyzicky velice n\u00e1ro\u010dnou pr\u00e1ci, kter\u00e1 jim dok\u00e1\u017ee ubrat p\u00e1r let \u017eivota. Ka\u017ed\u00fd se t\u011b\u0161\u00ed do d\u016fchodu, proto\u017ee je to obdob\u00ed kdy u\u017e nemus\u00edme chodit do pr\u00e1ce a budeme si jen u\u017e\u00edvat voln\u00fd \u010das, penzi a vnou\u010data. Ka\u017ed\u00fd rok se maj\u00ed penze pravideln\u011b na z\u00e1klad\u011b z\u00e1kona zvedat, ale loni do\u0161lo ke sn\u00ed\u017een\u00ed valorizace a to z d\u016fvodu neudr\u017eiteln\u00e9ho r\u016fstu st\u00e1tn\u00edho dluhu. Je jasn\u00e9 \u017ee zat\u00edmco vl\u00e1dy st\u00e1t zadlu\u017euj\u00ed, budou to platit ob\u010dan\u00e9, kte\u0159\u00ed u\u017e tak st\u00e1tu ka\u017ed\u00fd m\u011bs\u00edc odvedou nemal\u00e9 pen\u00edze.St\u00e1t neum\u00ed dlouhodob\u011b hospoda\u0159it a politici rozhazuj\u00ed nekontrolovateln\u011b pen\u00edze za hlouposti. P\u0159edra\u017een\u00e9 st\u00e1tn\u00ed zak\u00e1zky jsou jen t\u0159e\u0161ni\u010dkou na dortu. Probl\u00e9mem je i v\u0161udyp\u0159\u00edtomn\u00e1 korupce, ze kter\u00e9 zat\u00edm nen\u00ed cesta ven. Pen\u00edze tak te\u010dou v\u0161ude, a oby\u010dejn\u00ed ob\u010dan\u00e9 plat\u00ed a plat\u00ed. Zvy\u0161uj\u00ed se dan\u011b, zvy\u0161uje se v\u011bk odchodu do d\u016fchodu a oby\u010dejn\u00fd \u010dlov\u011bk jen zapl\u00e1\u010de. Probl\u00e9m je, \u017ee na jedn\u00e9 stran\u011b politici zvy\u0161uj\u00ed n\u00e1roky na obyvatele, a na stran\u011b druh\u00e9 si pravideln\u011b nezapom\u00ednaj\u00ed zvy\u0161ovat sv\u00e9 statis\u00edcov\u00e9 p\u0159\u00edjmy.V\u0161em je jasn\u00e9 \u017ee d\u016fchod nen\u00ed r\u00e1j fahd.cz, proto\u017ee vy\u017e\u00edt z n\u011bj je \u010dasto nadlidsk\u00fd \u00fakol. Zaplatit z d\u016fchodu bydlen\u00ed v\u010detn\u011b energi\u00ed, kter\u00e9 skokov\u011b zdra\u017eily, st\u00e1le dra\u017e\u0161\u00ed potraviny a hlavn\u011b l\u00e9ky je \u010dasto nemo\u017en\u00e9. Inflace je \u010d\u00edm d\u00e1l vy\u0161\u0161\u00ed a lid\u00e9 si tak za sv\u016fj vyda\u0159en\u00fd d\u016fchod koup\u00ed \u010d\u00edm d\u00e1l m\u00e9n\u011b. Proto je pot\u0159eba na d\u016fchod myslet p\u0159edem a zkusit si na n\u011bj alespo\u0148 n\u011bco m\u00e1lo na\u0161et\u0159it.Z dlouhodob\u00e9ho hlediska se rozhodn\u011b nevypl\u00e1c\u00ed ukl\u00e1dat si pen\u00edze do kasi\u010dky a nebo je nech\u00e1vat na \u00fa\u010dtu, kter\u00fd nen\u00ed \u00faro\u010den\u00fd. Mnohem lep\u0161\u00ed je vyu\u017e\u00edvat r\u016fzn\u00e9 investi\u010dn\u00ed fondy a nebo nakupovat t\u0159eba cihli\u010dky zlata. Jsou komodity, kter\u00e9 budou m\u00edt st\u00e1le vy\u0161\u0161\u00ed a vy\u0161\u0161\u00ed cenu, a na d\u016fchod je pot\u0159eba myslet u\u017e v produktivn\u00edm v\u011bku. Je jasn\u00e9 \u017ee oby\u010dejn\u00fd zam\u011bstnanec s pr\u016fm\u011btnou mzdou nem\u016f\u017ee na\u0161et\u0159it na d\u016fchod miliony a je\u0161t\u011b podporovat d\u011bti, kter\u00e9 rozhodn\u011b nemaj\u00ed snadn\u00fd start do \u017eivota, ale je lep\u0161\u00ed na\u0161et\u0159it alespo\u0148 n\u011bco ne\u017e nem\u00edt nic.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed situace senior\u016f","item":"https:\/\/www.jibe.cz\/financni-situace-senioru\/#breadcrumbitem"}]}]